For SWIFT transfers, the following applies:
When making a SWIFT transfer, and the receiving bank falls outside the EEA, you can choose between two available payment charge types: 'Shared (SHA)' and 'Originator (OUR)'.
Shared (SHA)
When selecting the "Shared" payment option, the cost of the payment is divided between you and the recipient: you pay your bank's fees, and the recipient pays theirs. This means that with the "Shared" option, your bank transfer cost is divided between your fees at Moneybase whilst the recipient will be responsible for covering their own bank's fees.
Originator (OUR)
By selecting the "Originator" payment option, you cover both your bank's fees and the recipient's bank fees. When sending a SWIFT transfer , and the receiving bank falls within the EEA the payment charge type will be 'Shared (SHA)'.
Business Swift Fees (USD)
For all incoming SWIFT payments in USD a fixed fee of $5 applies.
For outgoing SWIFT payments, the Moneybase IBAN can be used to send USD, below are the applicable fees.
Outgoing Swift (SHA)
| Amount in $ | Starter Plan ($) | Growth Plan ($) | Enterprise ($) |
| 0 - 100 | 5.00 | 5.00 | 5.00 |
| 100 - 1,000 | 7.50 | 7.50 | 7.50 |
| 1,000 - 10,000 | 10.00 | 10.00 | 10.00 |
| 10,000+ | 12.50 / 0.01% (greater of) | 12.50 / 0.0075% (greater of) | 12.50 / 0.005% (greater of) |
Outgoing Swift (OUR)
| Amount in $ | Starter Plan ($) | Growth Plan ($) | Enterprise ($) |
| 0-100 | 10.00 | 10.00 | 10.00 |
| 100-1,000 | 12.50 | 12.50 | 12.50 |
| 1,000-10,000 | 17.50 | 17.50 | 17.50 |
| 10,000+ | 20.00 / 0.01% (greater of) | 20.00 / 0.0075% (greater of) | 20.00 / 0.005% (greater of) |