Your cashback rate depends on your qualifying balance. You earn 0.75% as standard, rising to 1.25% once your qualifying balance reaches €5,000.
Qualifying balance | Cashback rate | Maximum per month |
Under €5,000 | 0.75% | €15 |
€5,000 or more | 1.25% | €25 |
The higher rate and cap apply automatically once your qualifying balance reaches €5,000, measured on an average weighted cost basis. There is nothing to apply for.
Your monthly cap is the most cashback you can earn in a calendar month. Cashback is counted toward the month in which the purchase settles.
Your qualifying balance is the total of your cash and investment holdings on Moneybase. To see how it is calculated, see What is a Qualifying Balance?
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