Dividend and Interest Payment Options

How are dividend and interest payments handled?

Your payment preference is selected when you place an order for an instrument and remains in place until you change it. You can update your preference at any time, and the new selection will apply to future payments.

Where will the money be paid?

You can choose to have dividend and interest payments:

• credited to your Moneybase account; or
• transferred to your selected bank account.

To update your preference, open your portfolio, select the instrument, scroll to Interest option, and choose Bank transfer or On account.

You can also adjust whether Moneybase should deduct withholding tax on interest payments from the same section.

What happens to non-EUR payments?

If you select Bank transfer for a non-EUR dividend or interest payment, the applicable transfer fee will be deducted before the payment is sent to your selected bank account.

Any payment below €50, or its equivalent in another currency, will instead remain in your Moneybase account.

Are fees charged for non-EUR bank transfers?

Yes. Non-EUR payments sent by bank transfer are subject to the same fees as a standard non-EUR bank transfer. Fees start from €5.00 and are always charged.

The transfer will be sent using the SHA fee arrangement. This means you pay Moneybase’s transfer fee, while any fees charged by intermediary or receiving banks may be deducted from the amount received.

How can funds held on account be used?

Payments credited to your Moneybase account appear as available cash and can be used for investing, transfers or everyday spending with your Moneybase card.